Insurance for your computer repair business is something you have to have. In the early days of my business I had a guy come to me needing some computer help. He had just moved into town from out of state and had several workstations and a server that needed to be setup. “No problem!” I said. After getting the details and going over what I would charge, he had one last question:
“Do you have business insurance?”
“Uh…no, I don’t…”
He was very hesitant to let me work on his systems. It was a big sticking point for him and it made me look unprofessional.
Protecting yourself and business is important when starting your computer repair business. Carrying business insurance is a must when dealing with people’s computers in their home and business. Having insurance helps protect you and your business if something unexpected happens. The benefits of the investment outweigh the costs – by far. Even if you don’t think you’ll need it, why risk it?
There are various types of insurance policies to consider. You will need to determine what fits with your business. There is a company that I highly recommend that has products that fit perfect with a computer repair business. In my own business I use . I have business liability insurance as well as errors and omissions through them. I don’t advertise this to my clients (or potential clients) but if they ask, I let them know I’m covered.
The cost of carrying insurance varies, but typically it’s very affordable. Even if you’re only considering going into business, you need to get a quote. Having insurance should be considered a permanent fixture in your business.
So, why Hiscox?
- Small business insurance specialists
- Coverage tailored to the risks in your field
- Recommended by 96% of those surveyed
- Policies start at only $22.50/mo.
Legal stuff: Underwritten by Hiscox Insurance Company Inc., 233 North Michigan Avenue, Suite 1840, Chicago, IL 60601 as administered by Hiscox Inc., a Delaware insurance producer that is licensed in all states and DC. In California, Hiscox Inc. does business as Hiscox Insurance Agency. Coverage is subject to underwriting, terms, conditions, and limits of the policy, and is not available in all states.
You may need to talk to your lawyer about what policies you need to carry. Getting this checked off on your to-do list for starting your business is important – and it’s easy to do.
Remember, it’s free and only takes a few minutes – I highly recommend you get a quote now.